Financial Leakage:
per year
Additional
Financial Leakage
+ COVID-19 Impact:
PER
YEAR
YEAR
How to Read the Charts. Financial Leakage is the additional direct and indirect costs associated with the operational disruptions of claims events.
Some factors include: Sick Leave, FMLA, Absenteeism / Presenteeism, and Salary Continuation.
The COVID-19 impact is an additional, unbudgeted expense impact based upon national workforce disruption trends.
Please provide the following information for your most current Medical + Pharmacy policy (2019/2020 only).
Select the effective date of the Medical Plan + Pharmacy:
What is the Medical Plan + Pharmacy Funding Type?
Select the funding type for the target Medical Plan + Pharmacy.
What is the Total Premium for the Medical Plan + Pharmacy?
Input the total premium amount for the target fully-insured Medical Plan + Pharmacy.
PREMIUM

What is the Total Stop Loss Premium for the Medical Plan + Pharmacy?
This amount should include the ASO Fee, Reinsurance, Stop Loss (Specific & Aggregate) Premiums and Broker Fee.
STOP LOSS
PREMIUM
PREMIUM
What is the Total Adjusted Claims Amount?
Input the net adjusted claims amount for the target Medical Plan + Pharmacy.
TOTAL
ADJUSTED
CLAIMS
ADJUSTED
CLAIMS