Financial Leakage:
per year
Profit / Surplus Margin Impact:
Estimated Additional
Financial Leakage:
PER
YEAR
YEAR
Sales Needed to Fund
Additional Financial Leakage:
Profit / Surplus Margin Impact:
How to Read the Charts. Relatively flat charts indicate
factors that are not particularly important to the outcome. Conversely, factors that
have steep
slopes have a larger impact.
What is the data source of the Healthcare Program?
What is the Healthcare Program Funding Type?
What are the Annual Sales for the target organization?
What is the profit margin of the target organization?
Choose ERISA 5500 Filing or Actual Healthcare Program / Loss Information.
Select the effective date of the Healthcare Program:
Select the funding type for the target healthcare program. This determines the direct/indirect loss cost analytics used to estimate the financial leakage in the program. This data is provided and certified by *TCORCalc™.
What is the Total Premium for the Healthcare Program?
Input the total premium amount for the target fully-insured healthcare program.
PREMIUM

What is the Total Stop Loss Premium for the Healthcare Program?
This amount should include the ASO Fee, Reinsurance, Stop Loss (Specific & Aggregate) Premiums and Broker Fee.
STOP LOSS
PREMIUM
PREMIUM
What is the Total Adjusted Claims Amount?
Input the net adjusted claims amount for the target healthcare program.
TOTAL
ADJUSTED
CLAIMS
ADJUSTED
CLAIMS
Input the target organization’s total annual sales amount for the analysis year in conjunction with the healthcare program effective date.
ANNUAL
SALES
SALES

Input the percentage of the target organization’s profit margin for the analysis year in conjunction with healthcare program effective date.
PROFIT
MARGIN
MARGIN